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Property Valuation: Staunton, and Waynesboro Virginia home buying, real estate listings, and homes for sale in Augusta County, VA

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Short Sales >3. How to Prepare for a Short Sale

If a homeowner is facing foreclosure and wishes to explore short selling their home as an alternative, it is crucial to get help from a trusted real estate agent. With the agent’s help, this is how the homeowner will prepare to short sell their home:

Agreement. The homeowner must get the lender to agree to sell the home at a loss.

Documentation. If the lender agrees to a short sale, the homeowner will need to provide documentation to the lender indicating that he or she is financially incapable of paying for the loan. It depends on the lender, but the documentation usually required can include:

A hardship letter explaining why the homeowner is unable to pay the mortgage.

Recent tax return forms, W2 forms, and/or 1099s.

Recent paystubs.

Financial statement detailing list of assets and liabilities.

Consultation. The last thing a financially stressed homeowner needs is more financial stress. The homeowner should consult with an attorney to find out whether or not difference between what the home is worth and what the home sells for will be taxed.

Communication. Everyone needs to communicate during this process. The homeowner needs to communicate with the lender to make sure the lender has everything needed to apply for the short sale. The homeowner and the lender need to be in constant contact with potential buyers to make sure they stick around.

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Q	What little-known folk remedy is said to help keep bats away from your home?
A	According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Betty Garey, REALTOR®, real estate agent and broker for Staunton, and Waynesboro Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Garey, Associate Broker
Valley Real Estate Brokers, LLC
28 Imperial Drive
Staunton, VA 24401
Cell: 540.569.6481
Office: 540.213.8700
Fax: 540.213.8701
Business: BettyGarey@NUMBER1EXPERT.com
Personal: bettygarey@mindspring.com
Licensed in: VA, TN & GA
A proven real estate leader demonstrating experience, capability, dependability and expertise in Waynesboro, Fishersville, Staunton, Augusta and Nelson Counties.

What a joy it is for me to assist home buyers and sellers in such a beautiful area of the country. Sharing with my clients the benefits of my 30+ year Real Estate career is most rewarding. I contribute my past success to hard work, dedication and quality of service to my clients/customers, repeat business, and my personal referral system.

Let me put my past experience as an owner of a real estate franchise company and as a consistent multi-million dollar producer achieving top awards and recognition on a regular basis to work for you. I hold a Real Estate Brokers license not only in Virginia but Tennessee and Georgia. My goal is to make a satisfied client/customer out of YOU. Contact me today for the service you expect from a professional.

Licensed to Sell Real Estate in the Commonwealth of Virginia

Betty Garey
NUMBER1EXPERT™ for Augusta County VA, Staunton real estate, Waynesboro real estate and Fishersville real estate in Virginia. Featuring Estates, and Upper End Properties in the Shenandoah Valley VA!

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