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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	During what months of the year do most people move from one home to another?
A	Most moves occur between the months of May and September.
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Betty Garey, REALTOR®, real estate agent and broker for Staunton, and Waynesboro Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Garey, Associate Broker
Valley Real Estate Brokers, LLC
28 Imperial Drive
Staunton, VA 24401
Cell: 540.569.6481
Office: 540.213.8700
Fax: 540.213.8701
Business: BettyGarey@NUMBER1EXPERT.com
Personal: bettygarey@mindspring.com
Licensed in: VA, TN & GA
A proven real estate leader demonstrating experience, capability, dependability and expertise in Waynesboro, Fishersville, Staunton, Augusta and Nelson Counties.

What a joy it is for me to assist home buyers and sellers in such a beautiful area of the country. Sharing with my clients the benefits of my 30+ year Real Estate career is most rewarding. I contribute my past success to hard work, dedication and quality of service to my clients/customers, repeat business, and my personal referral system.

Let me put my past experience as an owner of a real estate franchise company and as a consistent multi-million dollar producer achieving top awards and recognition on a regular basis to work for you. I hold a Real Estate Brokers license not only in Virginia but Tennessee and Georgia. My goal is to make a satisfied client/customer out of YOU. Contact me today for the service you expect from a professional.

Licensed to Sell Real Estate in the Commonwealth of Virginia

Betty Garey
NUMBER1EXPERT™ for Augusta County VA, Staunton real estate, Waynesboro real estate and Fishersville real estate in Virginia. Featuring Estates, and Upper End Properties in the Shenandoah Valley VA!

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