Augusta County, Staunton, Waynesboro and Fishersville Area Maps & Useful Local Web Sites

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The Augusta Region is centrally located in the west-central section of the Commonwealth of Virginia. Interstate 81 runs north to south through the Shenandoah Valley. Winchester is 95 miles to the north. Washington, D.C. is 160 miles (via-I-66). Roanoke is 88 miles to the south, and Bristol at the southwest end of the state is 225 miles. Interstate 64 bisects I-81 near Staunton and heads south and east over the Blue Ridge Mountains through Charlottesville (39 miles) toward Richmond, the state capital (108 miles), eventually arriving in Norfolk (211 miles).

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What country of the world has the highest percentage of private housing?
A	Mongolia, where 100% of all properties are owner-occupied.
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Betty Garey, REALTORŽ, real estate agent and broker for Staunton, and Waynesboro Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Garey, Broker
Real Estate III
17 Parkway Lane
Fishersville, VA 22939
Cell Phone: 540-569-6481
Direct Line: 540-213-INFO [4636]
Fax: 540-886-5248
Business: BettyGarey@NUMBER1EXPERT.com
Personal: bettygarey@mindspring.com
A proven real estate leader demonstrating experience, capability, dependability and expertise in Waynesboro, Fishersville, Staunton, Augusta and Nelson Counties. What a joy it is for me to assist home buyers and sellers in such a beautiful area of the country. Sharing with my clients the benefits of my 25+ year Real Estate career is most rewarding. I contribute my past success to hard work, dedication and quality of service to my clients/customers, repeat business, and my personal referral system. Let me put my past experience as an owner of a real estate franchise company and as a consistent multi-million dollar producer achieving top awards and recognition on a regular basis to work for you. I hold a Real Estate Brokers license not only in Virginia but Tennessee and Georgia. My goal is to make a satisfied client/customer out of YOU. Contact me today for the service you expect from a professional.

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