Augusta County VA real estate, Staunton VA real estate, Waynesboro VA real estate and Fishersville real estate and homes for sale in Virginia. Featuring Estates, and Upper End Properties in the Shenandoah Valley VA! - Betty Garey, REALTOR®  REALTOR(r) for Augusta County VA, Staunton, and Waynesboro, Virginia real estate, Estates, and Upper End Properties - NUMBER1EXPERT™ NUMBER1EXPERT(tm) for Augusta County VA, Staunton, and Waynesboro, Virginia real estate, Estates, and Upper End Properties
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Betty Garey, REALTORŪ, real estate agent and broker for Staunton, and Waynesboro Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)





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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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Betty Garey, REALTORŪ, real estate agent and broker for Staunton, and Waynesboro Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Garey, Broker
Real Estate III

17 Parkway Lane
Fishersville, VA 22939
Cell Phone: 540-569-6481
Fax: 540-886-5248
Business: BettyGarey@NUMBER1EXPERT.com
Personal: bettygarey@mindspring.com

A proven real estate leader demonstrating experience, capability, dependability and expertise in Waynesboro, Fishersville, Staunton, Augusta and Nelson Counties.

What a joy it is for me to assist home buyers and sellers in such a beautiful area of the country. Sharing with my clients the benefits of my 30+ year Real Estate career is most rewarding. I contribute my past success to hard work, dedication and quality of service to my clients/customers, repeat business, and my personal referral system.

Let me put my past experience as an owner of a real estate franchise company and as a consistent multi-million dollar producer achieving top awards and recognition on a regular basis to work for you. I hold a Real Estate Brokers license not only in Virginia but Tennessee and Georgia. My goal is to make a satisfied client/customer out of YOU. Contact me today for the service you expect from a professional.


Licensed to Sell Real Estate in the Commonwealth of Virginia

Equal Housing GRI MLS REALTOR


  


Real Estate III real estate and homes for sale in Staunton, and Waynesboro Virginia

Betty Garey
NUMBER1EXPERT™ for Augusta County VA, Staunton real estate, Waynesboro real estate and Fishersville real estate in Virginia. Featuring Estates, and Upper End Properties in the Shenandoah Valley VA!

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